You might think that I have the due dates and amounts of all my bills memorized, but let me assure you again, I do not. There are simply too many bills to pay. I would walk around depressed every day if I had to do that. You have now received your payment, out of my own pocket because my employer pays none of it. Next month, please actually send me a bill. I will gladly pay it on time and we can avoid this conversation.
Irritated and broke